what is contractor

insurance?

Contractor insurance protects against the specific risks associated with contracting trades, such as third party injury or property damage and equipment theft. 

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Even a small mistake could result in a lawsuit or loss, so Tradition Mutual Insurance offers competitive rates and coverages that will give you peace of mind. 

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Get a quick and easy quote today!

what does contractor

insurance cover?

who needs contractor

insurance?

what is the cost of contractor

insurance?

The most common types of insurance policies for contractors are: 

Commerical General Liability Insurance (CGL)

CGL provides liability protection in case of lawsuits arising from bodily injury or property damage.  

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Equipment and Tools Insurance:

Coverage for your tools and equipment, the property of others in your care, and transportable business tools from loss, damage and theft. 

If you are a individual or business providing contracting services in the province of Ontario, you should get a comprehensive  insurance policy that covers your tools, legal expenses, and liability for property damage and bodily injury coverage.

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Not only will a CGL policy protect you in the case of a loss or legal battle, but it is also required by many clients and general contractors subcontracting out work.

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Tradition Mutual Insurance offers competitive contractor packages to fit your needs and ensure that you and your business is adequately covered. 

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For a CGL policy with $2,000,000 liability coverage, our base premium starts at only $725/year.