DAIRY

Insurance

dairy insurance and so much more

Home and Farm

Building

Insurance

Milk

Contamination

Coverage

Crop Spoilage & Business Interruption

Insurance

Farm Vehicle Insurance

Farm Machinery

Coverage

Livestock

Insurance

Liability

Protection

As an Ontario dairy farmer, keeping your farm operating smoothly and safely is of utmost importance. A comprehensive dairy farm insurance policy is necessary to give a farmer peace of mind in case of loss. Tradition Mutual Insurance offers robust coverage and competitive pricing to make sure business interruption, harvested crop loss, contaminated milk, lawsuits, machinery breakdown, barn fires/smoke damage doesn't cause financial devastation. 

Kyle and Tradition's underwriting, loss-prevention and in-house claims team is well-versed in how to customize your dairy insurance coverage to ensure you are properly protected. Kyle can provide a complimentary on-site analysis of your dairy operations to determine what insurance coverage is necessary to make sure your home, dairy barns/sheds, livestock, machinery, liability and farm vehicle insurance is current and doing what it's meant to do. Let Kyle take the stress out of your dairy insurance by breaking down complicated insurance lingo into something understandable. You have better things to do on your farm than to worry about your insurance- let Kyle Wijnands do that for you! 

Ontario Dairy Insurance CoveragE:

  • Home and property Insurance

  • Farm machinery

  • Fuel and fuel tanks

  • Farm buildings and shed insurance

  • Boilers and equipment breakdown

  • Agriculture & Computer hardware

  • Agriculture Drone Insurance

  • Farm and personal auto Insurance

  • Livestock and hauling vehicle Insurance

  • Business interruption Insurance

  • Farm, home and business liability

  • Theft and vandalism

  • Legal fees (if being sued)

  • Harvested crops and spoilage caused by breakdown or power interruption

  • Milk contamination

  • Semen, semen tanks and embryos

  • Pollution liability, and more…

aboutme

Kyle Wijnands worked in the agriculture sector for nine years before selling farm products at Tradition Mutual Insurance. The experience gained at Luckhart Transport in Sebringville, a horse farm in Mitchell and a dairy operation in Stratford has given Kyle practical and realistic insurance solutions that farmers can relate with.  Not only is he down to earth but also conscious of your need for competitive products, service and rates. Let him tailor a dairy insurance package that gives you the peace of mind you need so you can focus on your business.

Frequently asked questions

Chasing the "bad credit - no problem" advertisements:


Beware. There's a lot 3rd party organizations, that for a fee, will promise to find a no credit check apartment. It's an empty promise (scam) that doesn't work, meanwhile your out the fee they charged you. If the claim comes directly from a landlord, then maybe there is a shot at getting approved. Some landlords will make exceptions for a low credit score if income is high, your credit score is low due to unpaid medical expenses, or a co-applicant has a high score. At Rent Rabbit, a 620 or higher score is needed by all applicants. We don't make exceptions that some other landlords might.




I Have a Co-Signer


We know a lot of the landlords in the Austin neighborhood, large and small, and know of none that will accept a co-signer. You may luck out and find one, but it's unlikely at best.




Explanation: There's a good reason my score is low...


"If I can just get chance to explain to you what happened, you'll understand and approve me. There were fraudulent charges, my Mom used my name on the gas bill, there's mistakes on my report, my car should never have been repossessed." Sometimes these explanations are no doubt true. Sometimes, no doubt, they're not. Landlords have no way of knowing who's telling the truth and who isn't. Those who aren't telling the truth are often more convincing than those who are. Landlords have no way of knowing, so they default to the credit report and credit score.




Private landlords that don't run credit Checks


There's a lot of chatter on the internet suggesting that finding a small, private landlord that doesn't do credit checks is the path to get approved for an apartment if your score is low, or you have no score at all. It's a false hope. We work with, or know, most of the landlords in the Austin neighborhood. No credit check apartments may have been true at some point in the past, but today virtually every landlord, large or small, runs a credit check. There's just no getting around it.




I can afford the rent, I'll pay a big deposit upfront...


Just about every landlord has agreed to some version of this in the past. Sometimes it worked, often times it didn't. Not wanting to get burned again, landlords default to the credit report and credit score.