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Horse Farm Insurance


Home & Horse Stable and Riding Arena Coverage 

Harvested Crop Spoilage Insurance

Farm Auto Insurance & Horse Trailer Insurance

Farm Machinery Breakdown 

Equine mortality coverage and medical coverage 

Equine Liability

As an Ontario horse farmer, keeping your farm operating smoothly and safely is of utmost importance. The risk of horse mortality, property damage, major medical treatment, colic surgery, claims due to your care custody and control boarding horses is real risk. A comprehensive building and equine mortality insurance policy is necessary to give a horse farmer peace of mind in case of loss. Tradition Mutual Horse Insurance offers robust coverage and competitive pricing to make sure business interruption (income replacement), harvested crop loss, livestock mortality, major medical risk and a veterinary exam, accidental injury, public suits, machinery breakdown, barn fires/smoke damage doesn't cause financial devastation. 

Kyle is an equine insurance specialist who offers commercial equine and mortality coverage and can customize your equestrian Horse insurance policy to ensure you are properly protected. Tradition Mutual Insurance company can provide a complimentary on-site analysis of your stables, riding area, tack room and overall farm operations to determine what is the right coverage limit necessary. Let Kyle take the stress out of your horse insurance by breaking down complicated insurance lingo into something understandable. You have better things to do on your farm than to worry about your insurance- let Kyle Wijnands do that for you! 

Ontario equine Insurance CoveragE:

  • Home and property insurance

  • Riding stable, barn, drive shed, tack room and riding arena insurance

  • Farm machinery

  • Fuel and fuel tanks

  • Farm buildings and shed insurance

  • Equipment breakdown coverage

  • Agriculture Drone Insurance

  • Farm and personal auto Insurance

  • Saddle and riding equipment floaters

  • Horse and hauling vehicle Insurance

  • Horse owners — from one to multiple horses

  • Mortality coverage, treatment and reimbursement. 

  • Breeders — from entire horse properties to specific coverage for individual studs and mares

  • Transporters, including equipment and trailers. United States transport subject to underwriting. 

  • Equine clubs and associations

  • Show-riders/jockeys — special high-risk injury coverage

  • Equine veterinarians 

  • Luxury horse properties

  • Hobby Farms and ranchowner protection.

  • Business interruption Insurance

  • Major medical insurance for death and treatment for an insured horse

  • Farm, home and business liability

  • Theft and vandalism

  • Horse owners carriage and sleigh coverage

  • Equine tack, feed and supply stores

  • Boarding stables, including stableman’s liability insurance

  • Equine events including shows and show jumping — special coverage for organizers

  • Riding schools — coverage for horses, business/property, and riding instructor liability

  • Specialist animals such as those used for leisure and trail riding

  • Racing and competitions — horse insurance protection for courses, stables and other buildings

  • Legal fees (if being sued)

  • Harvested crops and spoilage caused by breakdown or power interruption

  • Equestrian riding lessons liability 

  • Public event days liability

  • Pollution liability, and more…


Kyle Wijnands worked in the agriculture sector for nine years before selling farm products at Tradition Mutual Insurance. The experience gained at Luckhart Transport in Sebringville, a horse farm in Mitchell and a dairy operation in Stratford has given Kyle practical and realistic horse insurance solutions that farmers can relate with.  Not only is he down to earth but also conscious of your need for competitive products, service and rates. Let him tailor a equine insurance package that gives you the peace of mind you need so you can focus on your business.

With Tradition Mutual's insurance for equestrian farms, these boxes will be checked:

Deal with Experts

Equestian farm liability

competitive Horse

Farm rates

Coverage in the event that someone is injured on your horse farm.

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