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There’s commercial insurance, then there’s MUTUAL commercial insurance.

3 cups


3 cups




1 cup


Income protection

2 tbsp.


1½ cups


Public Liability

Every Ontario Mutual Insurance Company is 100% Canadian owned and managed, operating independently in small towns and cities across the province. So we get small business.

From retail stores, offices, and contractors to churches, we’ve got progressive, affordable coverage to protect your business’ physical assets as well as its income.

Talk to me about insuring:*

• Buildings

• Office contents

• Materials, tools and equipment

• Loss of stock or cash

• Crime coverage on contents and cash

• Income replacement

• Allegations of liability arising out of your business premises, products, or operations

* Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility and guidelines.

We don’t just understand

small business. We are small businesses ourselves.

Tradition Mutual offers three ways to protect your business:

• your physical assets

• protection against loss of income

• public legal liability.

You can add extra coverage to suit your own


The Mutual Difference

Ontario Mutuals are more than 40

independent insurance companies

that grew in the small towns and rural

areas that form the backbone of our

province. But don’t let our small size fool

you. Together, we represent one of the

strongest, most secure financial networks

in the world.

The spirit of mutual insurance is woven

into the fabric of every community. It’s

the spirit of coming together for the

greater good. While many of our member

companies began as farm mutuals in the

mid 1800s, today we offer a full range

of home, auto, commercial and farm

insurance tailored to protect you and

your family.

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